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Settling Student Loans 18 articles

Settling Student Loans

How to negotiate with debt collectors, what a reasonable settlement looks like, and the tax surprises that catch borrowers off guard.

Latest in Settling Student Loans

18 articles · reading order

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No. 01

How settlement works

7 guides · in order

01 Can You Settle Student Loans? Yes — Here's When and How Yes, you can settle student loans for less than you owe — but only after default. Here's who qualifies for federal vs. private, and what it costs. 7 min 02 Can You Negotiate a Student Loan Payoff? How to Settle for Less Yes, you can negotiate student loan payoffs. Discover insider tactics to settle private loans for less, without wrecking your finances. 12 min 03 Federal Student Loan Settlement: How the Department of Education Compromises Debt Federal student loans can be settled, but only in default and only through the Department of Education. Here's how compromise works and what you'll pay. 11 min 04 Negotiating Federal Student Loan Settlements: How It’s Done Discover if settling federal student loans is an option for you. Get the essential information you need to make informed decisions. 12 min

See all 7 guides in How settlement works →

No. 02

Servicers & agencies

7 guides · in order

01 How to Settle Navient Student Loans After Default Defaulted on a Navient loan? Here’s how settlement works, what deals look like, and when Navient will negotiate. 8 min 02 FAMS Student Loan Settlement Offer: How it Works FAMS is a legitimate debt collector for private student loans and other debts. Here's a deep dive on whether you should accept a settlement offer. 5 min 03 Asset Recovery Solutions: Student Loan Settlement Options If you're being contacted by Asset Recovery Solutions, it means that a company you owe money to has asked ARS to try and collect from you. Tate Law can help neg 6 min 04 Nelnet Lawsuit and Settlement: Is It Real and Can You File a Claim? The $10M Nelnet data breach settlement is real, but the claim deadline has passed. Learn what the lawsuit covers and what happens next. 4 min

See all 7 guides in Servicers & agencies →

No. 03

Credit & taxes

4 guides · in order

01 Does Settling a Debt Hurt Your Credit? Here’s What To Expect Does Settling a Debt Hurt Your Credit? Here’s What To Expect 12 min 02 Remove Settled Accounts From Your Credit Report and Rebuild Credit Remove Settled Accounts From Your Credit Report and Rebuild Credit 11 min 03 The Tax Implications of Settling Student Loan Debt The Tax Implications of Settling Student Loan Debt 4 min 04 “I Feel Liberated!”: How Eddie Got Free From $68,897.80 in Private Student Loan Debt “I Feel Liberated!”: How Eddie Got Free From $68,897.80 in Private Student Loan Debt 5 min

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