All articles in Private Student Loans
Refinancing, settlement, and what to do when private student loan rules diverge from the federal playbook — no IDR, no PSLF, lender-by-lender terms.
6 articles
6 of 6 guides
Private loan options
01How to Lower Private Student Loan Payments: A GuideAre you drowning in private student loan debt?Apr 20238 min02Can you Consolidate Student Loans With a Spouse?Learn whether married borrowers can consolidate student loans with a spouse, why federal joint consolidation no longer exists, and how private refinancing worksMar 20262 min03NJ Class Income-Based Repayment Program: How it WorksStruggling with NJCLASS loans? Learn how NJ's income-based repayment plans can reduce your monthly payments and prevent default. Get step-by-step guidance.Jan 20258 min04Does PNC offer student loan refinancing?PNC Bank no longer offers student loan refinancing as of Dec 2025. Discover why they stopped and alternatives for lower rates and high discounts in 2026.Mar 20263 min05Should you Refinance Your Federal Student Loans into Private Student Loans?Learn when it makes sense to refinance federal student loans with a private loan, what protections you lose, and how to decide based on your goals.Mar 20265 min
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