AMA this Saturday

Most weeks, I get the same kinds of emails. Someone walks me through their loans, lists three options they’re weighing, and asks which one to pick.

Some of those I can answer in a few lines. Most I can’t — not honestly. The right answer depends on too many things I don’t know from a paragraph.

So I’m doing an AMA this Saturday. May 2nd, 11 a.m. Eastern. Half anhour at minimum, usually longer if the questions keep coming.

It’s the kind of session where you can finally unpack what you’re sitting on. Should you switch from SAVE to IBR, or wait to see how RAP plays out? What do you do about Parent PLUS loans now that the rules keep shifting? Is settlement realistic on your private loans, or are you wasting time chasing it?

A couple of things to keep in mind. I can’t tell you specifically what to do — I’m not looking at your loans, so I won’t pretend to. What I can do is give you the framework. Help you wrap your head around your next steps. Tell you what I’d avoid.

The other piece of these sessions is hearing other people work through their stuff. Sometimes that’s where the real shift happens — not from anything I say, but from realizing you’re not the only one stuck where you are. If you carry a lot of anxiety around the debt, that part matters more than people expect.

It’s $5 to sign up. That keeps the room serious. And if you can’t make it live, the recording goes out after, so the spot’s not wasted.

Sign up here: https://stanleytate.typeform.com/ama-monthly?utm_source=newsletter

The questions I like most in these are the ones people are embarrassed to ask — the “I should already know this” stuff. That’s usually where the real confusion is. And where the real money is being lost.